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What Is Rent to Own?

Get What You Need Without Debt

You have a need for an appliance, because yours is broken; furniture, because you moved; electronics, because you want something new. It doesn't matter the reason for your need — the important thing is you can get what you need without debt and without ruining your credit. It's called lease to own.

The lease to own process is simple and affordable. The payments are based on your schedule and what is most convenient for you. If at any time you no longer want or need your items, you are under no obligation to keep them. It really is that simple. We handle delivery, pick-up, repairs and replacement.

How It Works

  • Choose what you need from furniture, appliances, electronics, tires and more.
  • Get approved in minutes — no credit needed.
  • Pick a weekly or monthly payment schedule that fits your budget.
  • Delivery, setup, service, repair and replacement are included.
  • Return your merchandise any time with no long-term obligation, or use our Anytime Buy-Out to own it early and save.

If you have any questions or want to know more about UHR and the leasing process, we would love to hear from you.